Worried you'll miss your remortgage window?
Don't get rolled onto your lender's higher standard rate. Set up a quick reminder today and we'll alert you before your deal ends, so you can act in good time and avoid paying more than you need to.
A two-minute step that protects your biggest outgoing
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Takes 60 seconds
Four quick questions and your reminder is set. No long forms and no document uploads.
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No credit search
Setting up a reminder leaves no footprint on your credit file. Nothing changes for you.
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No obligation
It's a reminder, not a commitment. When the time comes, the next move is always yours.
What happens when a fixed rate ends
When your deal finishes, most lenders move you onto their standard variable rate, which is often noticeably higher. A reminder gives you the runway to review your options before that happens.
If the date slips by
- You roll onto the lender's standard variable rate by default
- Payments can rise with little warning
- You react under time pressure instead of choosing calmly
With a reminder in place
- You hear from us before the deal ends, not after
- Time to compare and plan the right move
- A clear decision, made in good time
A mortgage and protection partner for time-poor high achievers
We simplify complex finances so you don't have to. Strategy first, product second, and we handle the legwork end to end with clear updates and zero chasing.
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Discovery, fast
A focused call to understand your goals and your timeline.
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Strategy, not guesswork
We map the smartest route before we ever talk products.
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Execution, done for you
Paperwork and coordination handled. You simply approve.
Regulated, accountable, and clear on cost
- FCA regulatedAppointed Representative of PRIMIS
- UK registeredEngland & Wales, no. 12348831
- Clear, upfront feesConfirmed before any advice
- Whole of your situationBuilt for complex income

Advice from someone who has seen your situation before
I'm Kieran Ali, founder of CiK Finance. Most of the people I work with have income that doesn't fit a simple box: company directors, the self-employed, and people paid through bonuses, dividends or several streams at once. I built CiK to handle exactly that, properly, so the right outcome never depends on you chasing it.
Kieran Ali, Founder & Adviser • Connect on LinkedIn
Trusted by people with complex, busy lives
"Quick, easy and hassle free. They took the pain out of mortgages and did the hard work for us."
CBC BarrettVerified client"Professional, understanding, helpful and honest. We couldn't fault the service."
LGL GreentreeVerified client"Like talking to an old friend who knows mortgages inside out, and goes the extra mile."
ECE CopleyVerified client"Clear options explained and tailored to us, with smarter planning for the future."
AJA JubbVerified client"The walkthrough video of the offer was brilliant. Consistently delivers the right product."
DBD BondVerified client"Tailors everything to your situation, with constant communication. Truly understands convenience."
BCB ClowesVerified client
The quick answers
Does this cost me anything?
How long does it take?
Will this affect my credit score?
What do you do with my data?
Am I tied into anything?
Set your reminder before your rate does the talking
Two minutes now can save you from sliding onto a higher rate later. We'll prompt you in good time, and the next move is always yours.
Start my 60-second set-up